I know it?s tough being a student; you have tons of things going on. There are classes to attend to, projects to finish on time, exams to cram for (not recommended) parties to attend to, and eventually for most of us, school loans to pay. Although it doesn?t take a genius to figure out that debt sucks, it?s good to know early on how to prepare for and manage your finances so that you can eventually live rich, and hopefully debt-free, lives. Here are the top 15 blogs that every student should read to learn about debt, personal finance, and investing in preparation for ?real life?.
1. Thousandaire.com
?This blog shares the financial experiences, blunders, and lessons-learned of its author, Kevin Mckee. Here, he (somewhat magically) teaches personal finance in a very funny and entertaining way. He makes crazy videos, investing experiments, contests, and a whole lot of other things just to point out very important (financial) tips and lessons. His aim is to help his readers become thousandaires by their 20?s. That means having at least $1,000 in total assets more than you owe in total debts. If you want a good laugh, along with some solid financial tips, thousandaire.com is the definite blog to read.
2.?Cheapscholar.org
?This is a blog by Doug Schantz, a university administrator who has extensive experience in student financial services. He started the blog primarily to help students and their families plan and navigate through the financial aspects of college education. His blog is a prime resource for topics related to paying for college, saving for college, scholarships, financial aid, student loans, and basically anything related to college expenses. If you want to get the most ?bang for your buck? in college, cheapscholar.org is a great place to start.
3. TheCollegeInvestor.com
This is a blog by an MBA student named Robert who is passionate about investing and personal finance. His blog is divided into three main topics, namely: (1) Everything Student Loans (2) Investing 101 and (3) Personal Finance Basics. He is giving away his ebook which is entitled: Student Loan Debt: Getting in Smart, Getting out Painlessly. This is the summary of his experience and lessons-learned during his ?battle? with his student loan servicer. He also gives all sorts of neat tips like how to avoid fees, what to do and not to do if you?re on a budget, etc. If you are a student, you?ll definitely learn a lot about ?student personal finance? from this blog.
4. MyUniversityMoney.com
?This is a blog by two teachers (who only go by their pen names) who want to help students financially thrive as they go through post-secondary schooling. They have tips and advice on almost every aspect of university life, ranging from; career selection, funding your education, scholarship applications, volunteering, saving on textbooks, to smart partying, etc. This blog is another great resource for both parents and students if they want to learn to ?hack? almost everything about college.
5. BarefootInvestor.com
?If you?re from Australia, this blog or its author probably won?t need any introduction. But for those who aren?t familiar, Scott Pape (the author of this blog) is tagged as ?Australia?s favourite money guy?. He?s got his own newspaper column, and a TV and radio show that is even broadcast over CNBC. In his blog, Scott writes great articles on money tips, investing basics, and even home buying advice. The really interesting features of this blog are the highlights from his radio show. They point out real-life situations and examples from his callers, guests, and audience, and they share and discuss what works and what doesn?t.
6. GetRichSlowly.org
?This blog was recently named the Best Blog of 2011 by Time Magazine, and Most Inspiring Money Blog by Money Magazine. No, this blog does not deal in ?heavy finance stuff? like the articles you find in yahoo finance. It does, however, teach ?commonsense? and practical personal finance. J.D. Roth started this blog in 2006 on the basic idea that ?few people can get rich quickly, but almost anyone can get rich slowly.? He developed twelve key beliefs that will keep you on track to getting rich slowly (and surely), and among those that I found true in my own experiences are:
(1) Money is more about mind than it is about math.
(2) Goals are important
(3) Spend less than you earn
(4) Pay yourself first and
(5) Failure is okay.
Read this blog if you want honest and unpretentious advice and tips on how to live a full and really meaningful life.
7. IWillTeachYouToBeRich.com
?This blog is the extension of Ramit Sethi?s New York Times Bestselling book, ?I Will Teach You to be Rich,? He has both a bachelor?s and master?s degree from Stanford, and has written about personal finance in the Wall Street Journal and the New York Times. His blog is all about detailed actions that anyone can take to improve their finances. He teaches tested systems that can help readers save more and earn more. In a nutshell, he helps readers save thousands of dollars, start side businesses, negotiate huge raises, or?even land their dream jobs. If need a step-by-step map on how to accomplish your money goals, Iwillteachyoutoberich.com is definitely the best blog to follow.
8. GreenPandaTreeHouse.com
This blog is another personal finance blog for college students and recent graduates. It tackles issues like getting out of debt, saving and investing, budgeting, etc for people in their 20?s. What?s different about this blog though, is that there are four contributors who share their own personal finance experiences and lessons. They (authors) come from various backgrounds (finance, web, student) and that is what makes this blog a complete package. This blog is fun (no cussing though), informative, and relevant, so add it to your must-follow blogs.
9. Milliondollarjourney.com
This is the blog of a Canadian who began investing in mutual funds when he was 16 years old. This blog documents his journey towards his goal of having $1 million worth of assets by the time he?s 35. He gives tips and advice on savings accounts, credit cards, home loans, retirement plans, etc. He also gives monthly updates on his net worth, so all the readers could see if his tips are really working. The only downside to this is that some of the strategies or products that he suggests may not be available in the US.
10. 20somethingfinance.com
This is the blog of G.E. Miller, a regular guy who one day, just got tired of the 5 or 6 day/week debt/work treadmill. He dreaded working for 40-50 years just to pay off (according to him) ?ridiculous consumer indulgences,? so he started hacking his finances. This blog is about those hacks and the philosophy that he now lives by. To him, ?stuff? and ?status? simply doesn?t matter anymore. He would rather have financial independence, health, and the time to spend doing the things he loves with the people he loves. If you want to inject some perspective into your financial (and non-financial) life,
this blog is definitely a must-read.
11. YoungAdultFinances.com
As the name implies, this financial blog has resources to help young adults with just about anything finance related. It features different sections for college students, entrepreneurs, career seekers, and even investors. This blog, however, has more advanced topics on financial instruments. It talks about Stocks, Bonds, Forex, Futures, Options, and even Real Estate. For me, this is some sort of a level-up from the mostly passive investing that other blogs are championing. I have to warn you though, that the potential higher rewards from these instruments also come with higher risks, so practice paper?trading first before diving in!
12. Gradmoneymatters.com
This blog is a bit different from the other blogs that we already covered. While it can still be classified under personal finance, it doesn?t focus too much on debt reduction, saving, investing, and setting up IRAs. Instead, this blog will teach you how to make more money?either from your current job, side business, or you own enterprise. In short, this blog is?focused on helping fatten-up your topline income. What?s great about it is that it?s got great resources for money making ideas along with the (really inspiring) success stories that back it up.
13. Graduatedlearning.wordpress.com
This is a blog of a recent MIT graduate who writes about her daily adventures with money and life in general. She shares tips and advice on paying off loans, setting up IRAs, saving, and just about most topics on personal finance. What?s really great about this blog though, stems from the fact that she is a prolific blogger / twitter(er). She is usually on top of hot topics in the financial blogosphere, so her content are up to date and relevant.
14. Studenomics.com
This blog is by Martin, a 23 year old who wants to make learning about personal finance fun and entertaining. He shares tips and strategies on how students can enjoy a rich and full life without ?blowing their financial future.? These strategies helped him, among others, buy a condo at the age of 20, graduate college debt-free and travel the world. We like this blog because it is pretty comprehensive, that is, it talks about taking care of both the top line and bottom line. Plus, he shares cool travel hacks that anyone with wanderlust would surely enjoy.
15. FrugalLawStudent.com
Brett McKay started this blog in 2006 when he was in his second year as a law student at the University of Tulsa, College of Law. His main goal for this blog is to share the lessons that he personally learned about frugality and personal finance, all in an attempt to get out of the tens of thousands of dollars he?s taken on in student loans. He has articles on topics like how to succeed in law school, productivity, and even career advancement. The two main things that make this blog unique are his productivity and study hacks. Almost everyone, especially students, will find the tips on those topics a great resource that will make their lives a whole lot easier.
So there you have it! Our top 15 blogs that will help students (and even non-students) hack / improve their personal finances and overall college experience. Now there?s no more excuse to stay uninformed, so go and conquer the world.
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